金融英語入門詞匯

　　下面是學(xué)習(xí)啦小編整理的金融英語入門詞匯， 希望對大家有幫助。

　　What Is Finance什么是金融

　　Finance means the circulation of funds. It includes all economic operations directly related to the currency, the credit, and the circulation of money, for example, the issuance and withdrawal of currency, collecting deposits and granting loans, buying and selling of gold and silver, foreign exchange, and negotiable securities. Besides, the businesses of insurance, trust and investment, payments of the balance of the domestic and international trade are also within the scope of finance.

　　金融就是資金融通，它包括與貨幣、信用、貨幣流通，例如，貨幣的發(fā)行與回籠、吸收存款與發(fā)放貸款、金銀、外匯及有價證券的買賣有直接關(guān)系的一切經(jīng)濟(jì)活動。此外，保險業(yè)、信托投資、國內(nèi)及國際貿(mào)易的支付結(jié)算等也屬金融的范疇。

　　The most important financial institutions are the banks, the stock exchange, the trust and investment companies and the insurance corporations. 銀行、股票交易所、信托投資公司、保險公司等是最重要的金融機(jī)構(gòu)。

　　New wordsz單詞

　　finance n.財政;金融 ,融資 circulation n.流通;貨幣發(fā)行 fund n.基金;資金

　　economic adj.經(jīng)濟(jì)(上)的, 經(jīng)濟(jì)學(xué)的 directly adv.直接地, 立即

　　relate vt.使聯(lián)系, 發(fā)生關(guān)系 currency n.通貨;金融;貨幣 credit n.信用;信貸

　　issuance n.發(fā)行;頒布 withdrawal n.收回;提款 deposit n.存款;存儲

　　grant vt.同意，準(zhǔn)予;轉(zhuǎn)讓 loan n.借出物;貸款

　　exchange n.交換;交易所

　　negotiable adj.(票據(jù)，證券等)可轉(zhuǎn)讓的;可流通的

　　security n.(pl)(復(fù)數(shù))證券;債券 business n.業(yè)務(wù)

　　insurance n.保險;保險額 trust n.信托;委托 investment n.投資

　　payment n.支付;付款 balance n.差額;結(jié)余

　　domestic adj.國內(nèi)產(chǎn)的;本國的 scope n.范圍;領(lǐng)域

　　financial adj.財務(wù)的;金融的 institution n.機(jī)構(gòu) stock n.股票

　　corporation n.公司;股份有限公司 Phrases and expressions短語與詞組

　　directly related to和...直接有關(guān)

　　negotiable securities可轉(zhuǎn)讓或流通的證券 within the scope of 在...范圍之內(nèi) stock exchange證券交易所

　　trust and investment company信托投資公司 insurance corporation保險公司
Notes：

　　1.It includes all economic operations directly related to the currency, the credit, and the circulation of money...

　　此句中的(directly) related to„為后置定語,修飾前面的all economic operations。

　　2.the issuance and withdrawal of currency,collecting deposits and granting loans,buying and selling of gold and

　　silver,foreign exchange,and negotiable securities是舉例說明，作the currency,the credit, and the circulatiion of money的同位語。

　　3.payments of the balance of domestic and international trade.國內(nèi)貿(mào)易和國際貿(mào)易余額的支付。

　　A Definition of Money貨幣的定義

　　Money is a word common to all the basic functions of bank. Money can be defined as anything which passes from hand to hand and is generally acceptable in the

　　settlement of a debt. Although most countries now use a system of bank notes and coins, many different commodities have been used as money by people in various parts of the world and at various times in history.

　　Beads, stones, seashells, paper, precious metals such as gold and silver, base metals such as iron have all been used. All of those, at the time of their use as money,

　　passed freely from hand to hand and were generally acceptable in the settlement of a debt.

　　貨幣是銀行在履行其基本職能中最常見的詞，貨幣可以定義為自由流通，并在清算債務(wù)時被普遍接受的任何商品。雖然大多數(shù)國家目前實(shí)行一種鈔票和硬幣的貨幣體系，但在世界不同的地區(qū)和不同的歷史階段，許多各式各樣的商品也都充當(dāng)過貨幣。珍珠、石具、海貝、紙張、金銀等貴金屬、鐵等賤金屬都充當(dāng)過貨幣。所有這些商品在充當(dāng)貨幣時期，都曾自由流通，而且在清算債務(wù)時被普遍接受。

　　We are all pleased to receive money as a birthday present and expect to be paid a sum of money at the end of a week’s or a month’s work. This is not because we like the picture on the bank notes or the color of coins. Money by itself gives us no benefit -- only by spending it can we obtain the thing we want. Without some form of money in circulation, the range of goods and services available to us would be considerably reduced and business transactions would be difficult to carry on.

　　我們都很樂意接受貨幣作為生日禮物，在工作一周或一個月以后都想得到貨幣報酬，這不是因?yàn)槲覀兿矚g鈔票的圖案或硬幣的顏色，貨幣本身不能給我們帶來任何好處

　　只有將貨幣投入使用，我們才能獲得所需的商品。如果沒有某種流通貨幣，可供我們使用的商品和勞務(wù)的范圍將大大縮小，商品交易也難以進(jìn)行。

　　New Words單詞

　　definition n.定義，解說 common a.公共的，共有的

　　acceptable a.可接受的 settlement n.清算，結(jié)賬 debt n.債;債務(wù);欠款

　　commodity n.日用品，商品 precious a.寶貴的，珍貴的 base a.劣等的，低級的

　　bead n.(有孔可穿于線上的)小珠子 benefit n.利益，好處

　　obtain vt.獲得，得到 circulation n.流通，傳播 range n.區(qū)域，范圍

　　available a.有效的，可用的 considerably a.相當(dāng)大的 reduce vt.減少，減小

　　transaction n. (一筆)交易

　　Phrases & Expressions短語與詞組

　　common to對„共同，為„所共有(用) from hand to hand傳遞，轉(zhuǎn)手

　　a base metal(non-precious metal)賤金屬 as well同樣,也

　　at the time of在„的時候 by oneself獨(dú)自的,單獨(dú)的

　　in circulation在傳播中,在流通中 carry on進(jìn)行

　　Notes:

　　1. Money is a word common to all the basic functions of the bank.

　　(1)money n. pl. mon.eys; or monies: ①a commodity, such as gold, or an officially issued coin or paper note that is legally established as an exchangeable equivalent of all other commodities, such as goods and services, and is used as a measure of their comparative values on the market.

　　錢，貨幣，紙幣一種商品，如金子或官方發(fā)行的鑄幣或紙幣，把這種貨幣或紙幣定為可與其他一切商品、如貨物和服務(wù)的等價交換物，并用作市場交換價值的尺度。

　　②The official currency, coins, and negotiable paper notes issued by a government. 通貨由政府發(fā)行的官方貨幣、鑄幣和可轉(zhuǎn)讓紙幣

　　(2)function n. ①the action for which one is particularly fitted or employed.

　　作用，功能(特別適合某人或某人所從事的行為)

　　②assigned duty or activity. 職務(wù)，職責(zé)分派的職責(zé)或指定的活動

　　(3)common to all the basic functions of the bank: 此句是由形容詞common to(對„共同，為„所共用) 引導(dǎo)的形容詞短語，這類短語在修飾名詞時通常后置。

　　2. Money can be defined as anything which passes freely from hand to hand and is generally acceptable in the settlement of a debt.

　　(1)define v.tr. to state the precise meaning of (a word or sense of a word, for example).給„下定義給(例如，單詞或詞義)下精確的定義