美國銀行業(yè)務(wù)辦理指導(dǎo)（雙語）

　　下面是學(xué)習(xí)啦小編整理的美國銀行業(yè)務(wù)辦理指導(dǎo)，歡迎大家閱讀!

　　A modern bank provides many services other than checking accounts. One of the most important of these is regular passbook savings.

　　If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. First you would be asked to fill out a signature card. Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. This means that the passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time. With a regular passbook savings account, you would be able to withdraw money whenever you needed it. All you would have to do is to fill out a withdrawal order and present it, along with your passbook, to the teller.

　　All banks pay interest on savings account. The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent. Banks also pay interest at different times. But the majority of them pay semiannually -- that is, every six months. Suppose, for example, that on January 1, you deposited class="main">