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id="sllriqa" class="ar_title_b"> <div id="h15243m" class="sub_title clear"> <span id="hnutkah" class="sp2 c6 fl">時(shí)間：<time class="fxtime">2024-01-09 03:19:59</time></span> <span id="uovcctr" class="sp1 c6 fl"><em id="zuozhe" class="noshow">曾揚(yáng)</em><em class="user_id noshow">1167</em>由 <em class="nickname"></em> 分享</span> <span id="2zucriy" class="fl arc_btn"></span> </div> </div> </div> <div id="ic933dy" class="y_ju"></div> <div id="nhtixnn" class="con_article con_main" id="contentText"> <p> 　　現(xiàn)在大學(xué)生怎么投資理財(cái)是個(gè)比較熱門的話題，也是很多人比較關(guān)注的的問題，下面介紹下大學(xué)生怎么投資理財(cái)。</p><h2>　　大學(xué)生怎么投資理財(cái)</h2><p> 　　大學(xué)生投資理財(cái)一：制定每月支出計(jì)劃案例</p><p> 　　謝非花錢向來是“今朝有酒今朝醉”，每月5日(父母發(fā)薪，他拿生活費(fèi)一貫是他的歡樂日，邀朋友吃飯、買軟盤，出手好闊綽;但這樣的好日子維持不了幾天，通常是每個(gè)月不到一半，錢包就見底了，后半個(gè)月只能以方便面為主食。</p><p> 　　大學(xué)生投資理財(cái)二：不貪便宜，只買適合自己的東西</p><p> 　　招數(shù)：其實(shí)，這個(gè)病不僅在女同學(xué)中有，在男同學(xué)中也相當(dāng)普遍，以后工作后也會(huì)經(jīng)常遇上。所以，你應(yīng)該在購物前要寫張清單，外面的誘惑實(shí)在太多，完成任務(wù)后就應(yīng)該馬上“打道回府”。如果遇到實(shí)在喜歡的東西，就問自己，現(xiàn)在必須要用嗎?如果不是，就安慰自己等一次打折的時(shí)候再來買;如果看見商家打出什么跳樓價(jià)清倉之類的廣告，就對(duì)自己說，別把自己的寢室當(dāng)成商家的倉庫。</p><p> 　　大學(xué)生投資理財(cái)三：身上不帶大額鈔票</p><p> 　　招數(shù)：為了避免“一時(shí)興起”的大額消費(fèi)，這個(gè)辦法最好了：不要輕易將大額的現(xiàn)鈔(如50元、100元)開。經(jīng)驗(yàn)告訴我們，花掉十張十元錢比花掉一張一百元要慢得多。</p><p> 　　大學(xué)生投資理財(cái)四：利用專業(yè)知識(shí)投資炒</p><p> 　　招數(shù)：死錢不如活錢，如果你身邊有一大筆現(xiàn)金，放在身邊還不如讓它們錢生錢。利用自己的專業(yè)知識(shí)為自己創(chuàng)造財(cái)富，是最恰當(dāng)不過了;有時(shí)間看盤的話，可以選擇一些短線投資;時(shí)間不允許的話，就選擇中長線操作或購買投資基金。</p><p> 　　大學(xué)生投資理財(cái)五：努力學(xué)習(xí)，獲得獎(jiǎng)學(xué)金</p><p> 　　招數(shù)：強(qiáng)力推薦“努力學(xué)習(xí)”這一招。暫且不說學(xué)習(xí)是在為將來投資。就是每學(xué)期末有數(shù)千元獎(jiǎng)學(xué)金的回報(bào)這點(diǎn)，也是很誘人的啊!常常聽說，某某寢室的所有成員，一學(xué)期獲得的獎(jiǎng)學(xué)金總額突破了萬元大關(guān)。況且，對(duì)學(xué)習(xí)熱情投入的一個(gè)直接結(jié)果，就是導(dǎo)致你沒有過多的時(shí)間去校外消費(fèi)。無形中又幫你省了一筆巨大的開銷</p><p> 　　大學(xué)生投資理財(cái)六：最大限度地利用免費(fèi)資源</p><p> 　　招數(shù)：可能連你自己也沒感覺到，你的學(xué)生身份也是一種寶貴的資源。充分利用你的學(xué)生身份，你可以享受到許多方面的實(shí)惠。上文中的小楊同學(xué)，就發(fā)現(xiàn)在學(xué)校圖書館閱覽室學(xué)習(xí)與在麥當(dāng)勞學(xué)習(xí)相比較，效率高且成本低。</p><p> 　　大學(xué)生投資理財(cái)七：自己動(dòng)手，創(chuàng)造財(cái)富</p><p> 　　招數(shù)：現(xiàn)在流行的就是diy(do it yourself)。男生可以自己裝配電腦，同理，女生與其去買價(jià)格不菲的中國結(jié)作為飾物或禮物，為什么不學(xué)著自己編一個(gè)呢?老話說得好：“自己動(dòng)手，豐足食”。在當(dāng)今社會(huì)，用自己的手藝賺錢是光榮的事。</p><p> 　　大學(xué)生投資理財(cái)八：減少不必要的聚會(huì)</p><p> 　　招數(shù)：作為聯(lián)絡(luò)感情、互通信息的一種方式，同學(xué)、朋友之間的聚會(huì)當(dāng)然是必要的。但一些純粹是為了找個(gè)理由吃一頓的聚會(huì)，你若是囊中羞澀，不去也罷。還有一點(diǎn)不得不提：要想既不委屈自己的錢包，又不傷朋友感情，有時(shí)候不得不學(xué)會(huì)一些善意的謊言。</p><p> 　　大學(xué)生投資理財(cái)九：充分了解市場(chǎng)，進(jìn)行二手交易</p><p> 　　招數(shù)：用過的課本、toefl、gre參考書……對(duì)自己可能用處不大了，但可能正是別人苦苦尋覓的東西。以相對(duì)便宜的價(jià)格轉(zhuǎn)讓，既充實(shí)了自己的錢袋，又造福了別人。</p><p> 　　大學(xué)生投資理財(cái)十：嘗試做點(diǎn)小生意</p><p> 　　招數(shù)：學(xué)校是個(gè)小社會(huì)，學(xué)校里同樣商機(jī)無限?；I措一筆啟動(dòng)資金，自己做個(gè)小老板，說不定還真能從校園始，開創(chuàng)自己的一份產(chǎn)業(yè)。建議最好從一些風(fēng)險(xiǎn)小的生意做起，如代理產(chǎn)品等。在學(xué)校里做小生意，贏利多少并不重要，重要的是你從中學(xué)到了一種經(jīng)營意識(shí)和市場(chǎng)意識(shí)，學(xué)會(huì)主動(dòng)地了解市場(chǎng)，并根據(jù)市場(chǎng)的變化作出決策，在學(xué)校里就學(xué)會(huì)“像企業(yè)家一樣思考”，這才是最重要的。</p><p> 　　特別提示</p><p> 　　1，財(cái)富能帶來生活安定快樂和滿足，也是許多人追求成就感的途徑之一。</p><p> 　　2，適度的創(chuàng)造財(cái)富，但不要被金錢所勞役是每個(gè)人的生活之道。</p><p> 　　3，生活質(zhì)量和金錢脫不了關(guān)系，所以我們就應(yīng)當(dāng)正視它的實(shí)際價(jià)值。</p><p> 　　4，過分看重金錢也會(huì)扭曲個(gè)人的價(jià)值觀，成為金錢的奴隸。投資理財(cái)需謹(jǐn)慎</p> </div> <div id="nhg1ceg" class="y_ju"></div> <div id="6pgn6z6" class="pnum"> <ul id="page_slice"> <div id="le2ugom" class="clear"></div> </ul> </div> </article> <div id="sndbrza" class="list_hot ar_related bj_mt20 louti"> <h4 class="title2 title2_te">相關(guān)文章</h4> <ul class="bj_mt20"> <li id="1znmcbr" class="lb_3 chao"> <time>01-09</time> <a href="http://lpo831.com/lizhi/daxuesheng/3977909.html" 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