金融英語對(duì)話范文帶翻譯
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金融英語對(duì)話范文帶翻譯1
A:Welcome to IBJ Consumer Credit. What can I assist you with?
歡迎光臨IBJ銀行消費(fèi)信貸部。我有什么可以幫您的嗎?
B:My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.
我們家真的需要一輛車,我們住的地方離市區(qū)挺遠(yuǎn)的,但不幸的是,我們負(fù)擔(dān)不起一下子支出這么一大筆錢。
A:That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme;a Personal Automobile Consumer Loan.
現(xiàn)在許多年輕人的家庭都面臨著這樣的問題,對(duì)此我們深有同感。為此,我們剛剛開展了一個(gè)新的業(yè)務(wù),就是個(gè)人汽車消費(fèi)貸款。
B:Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?
太棒了,我真的希望我夠格!你能多給我介紹一些情況嗎?我可以用這些錢到任何地方去買車嗎?
A:What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.
我們通常做的就是為您找到一個(gè)合適的汽車經(jīng)銷商,他為您提供您所需要的那種車。如果您需要的是一個(gè)家庭用車的話,我們有一個(gè)非??煽康慕?jīng)銷商,他已經(jīng)和我們簽約了。
B:Then I can go to this appointed dealer, see what they've got and then make a decision?
那么我就可以去找這個(gè)指定的經(jīng)銷商,看看他們有什么樣的車,然后做出決定,是嗎?
A:Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.
是的。當(dāng)您決定了您真正要買的車,并且看好了售價(jià),我們就可以開始辦理貸款手續(xù)了。當(dāng)然啦,只要您提供相應(yīng)的文件。
B:What do you require?
你們都要求提供些什么呢?
A:A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
一張正確填寫的申請(qǐng)表、身份證、居住證明、收入證明、與經(jīng)銷商簽訂的協(xié)議,當(dāng)然還要有20%的首付收據(jù)。
B:That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.
聽起來挺不錯(cuò)的。如果你能給我那個(gè)經(jīng)銷商的名字和地址,我現(xiàn)在就要去那兒,看看他們都有什么樣的車。
金融英語對(duì)話范文帶翻譯2
A:Consumer Credit Department. How may I help you?
這里是消費(fèi)信貸部。我能如何為您效勞?
B:I need some info on car loans. Such as payment periods, interest rates, things like that, please.
我需要了解一些關(guān)于汽車消費(fèi)貸款的信息。比如像償還期、利率等等諸如此類的事情,拜托。
A:Certainly. Do you currently bank with us?
當(dāng)然可以。您目前在我們這里開戶了嗎?
B:Yes, I do. I have a Current Account, a credit card and a mortgage with you already.
是的,我開戶了。我已經(jīng)在你們這里開了一個(gè)活期存款賬戶,領(lǐng)了一張信用卡,還辦理過按揭。
A:That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.
太棒了。嗯,我們?yōu)槲覀兊膫€(gè)人汽車消費(fèi)貸款制定了一個(gè)特別具有競(jìng)爭(zhēng)力的利率。這種類型貸款的最長(zhǎng)還款期限為5年。
B:I plan to repay it within 2 years. And the interest?
我打算在兩年內(nèi)償還貸款。那利率是多少呀?
A:Of course, the interest rates depend on what is announced at the time, but at the moment, the interest for a 2-year loan is 5.29%
.當(dāng)然啦,利率取決當(dāng)時(shí)公布的利率值,但目前兩年期貸款的利率為5.29% 。
B:So the rate is variable? OK, that's fine. How about the frequency of repayment?
所以利率是浮動(dòng)的啦?好吧,行啊。還款的頻度是如何規(guī)定的?
A:We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.
我們通常會(huì)用直接借記的方式每月直接從您的銀行賬戶中劃出分期支付的款額。既然您已經(jīng)是我們的重要客戶了,在處理您的這份貸款申請(qǐng)時(shí),不應(yīng)該有任何麻煩。
B:That's nice and easy. Thanks for your time.
好啊,挺容易的嘛。謝謝你,占用你的時(shí)間啦。
金融英語對(duì)話范文帶翻譯3
A:Welcome to Smith Street Branch. Can I do anything to help?
歡迎光臨Smith大街營(yíng)業(yè)部。我能為您效勞嗎?
B:I'd like to ask some questions about Personal Loans.
我想咨詢一下關(guān)于個(gè)人貸款的事情。
A:Of course, I'll be happy to assist you. Any loan in particular?當(dāng)然可以,我很樂意為您服務(wù)。您有什么特別感興趣的貸款項(xiàng)目嗎?
B:Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.
有的,個(gè)人留學(xué)貸款。我剛修完了我的學(xué)士學(xué)位,打算明年夏天去澳大利亞。你知道,去開闊開闊視野,體驗(yàn)體驗(yàn)新事物吧。
A:OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70% of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.
好哇,這對(duì)您有好處。對(duì)于現(xiàn)在的年輕人來說,這的確是一個(gè)很普遍的選擇。嗯,這筆貸款最多可支付70%的總費(fèi)用,包括學(xué)費(fèi)和雜費(fèi), 最大金額為500000元。
B:Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?
嗯……利率是多少?別人一直跟我說要問清楚利息,別被利率高的貸款套進(jìn)去。還有,我必須在多長(zhǎng)時(shí)間內(nèi)還款?
A:We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.
我們不希望誘使您做任何事情,您自己做決定。我們?cè)诖酥皇翘峤ㄗh。
B:Thanks. But what is your standard rate?
謝謝。那么,你們的標(biāo)準(zhǔn)利息率是多少?
A:The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.
利息率和利息的條件各不相同。該利率是由標(biāo)準(zhǔn)利息率決定的,并且償還期可以是從6個(gè)月至6年不等。但是,最長(zhǎng)不得超過8年。
B:8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.
8年?聽起來不錯(cuò)呀,那么,但愿我能找到一份好工作,可以在一到兩年后還清它。妤吧,我要去考慮一下。感謝你的幫助。
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